Invested balance
$25,000
principal on account
Your profit share
8%
of monthly net profit · 12-month term
Earned to date
$3,280
across 6 distributions
Last distribution
$758
July profit share · paid Aug 5
September 5 distribution — August month-to-date preview
Live view of how this month is shaping up. Final numbers lock when August closes.
Gross profit to date
+$2,405
Expenses & est. taxes
−$402
Distributable profit
$1,878
Your 8% share (projected)
≈ $150
📉 Distributions are paid on net profit after business expenses, inventory losses, and business taxes. Every deduction is itemized in your monthly statement.
🧾 Your taxes: distributions are taxable income to you. We issue Form 1099 by January 31 each year — you're responsible for claiming these profits on your own return. Talk to your tax professional.
Monthly distributions
Your share of net profit, last 6 months
Your agreement
Current terms on file
Profit share8% of monthly net profit
Term12 months · renews Mar 12, 2027
Distribution day5th of each month
Withdrawal notice60 days, written
Payout methodACH transfer
Company return rightCapital may be returned anytime
🕐 60-day notice: withdrawal requests are processed 60 days after submission. Your balance keeps earning its full profit share during the notice period.
📈 Commitment tiers: month-to-month earns the base rate — 6-month terms earn a higher split, and 12-month terms earn our highest tier (your current tier).
Request a withdrawal
Submitting starts your 60-day notice period — we'll confirm by email the same day
| Date | Type | Detail | Amount | Balance |
|---|
📜 Investor terms
Distributions equal your agreed
percentage of monthly net profit — calculated after platform fees, operating costs,
inventory losses (damaged, lost, or defective units), and
business taxes — and are paid by the 5th of the following month. Additional deposits are subject to
owner approval before they join your balance. Terms run
month-to-month, 6 months, or 12 months — longer commitments earn a
higher profit-share tier (month-to-month pays the base rate; 12-month terms earn our highest split). Terms renew unless notice is given.
Withdrawals require 60 days' written notice — submitted through this portal or by email — and are paid on the eligible date shown. Your balance continues earning through the notice period.
Money4Phones may return your capital in full and end this agreement at any time, for any reason — you receive your principal plus all distributions earned through the end date.
Distributions are taxable income to you — we issue Form 1099 each January and you are responsible for reporting these profits on your own tax return. Principal is not FDIC-insured and returns depend on company profitability. Full details are in your signed investment agreement.